* {
  box-sizing: border-box;
}

body {
  margin: 0;
  font-family: "Inter", "Segoe UI", Arial, sans-serif;
  color: #1b1b1b;
  background-color: #f7f5f2;
  line-height: 1.6;
}

a {
  color: inherit;
  text-decoration: none;
}

img {
  display: block;
  max-width: 100%;
  height: auto;
  object-fit: cover;
}

.page {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
}

.top-bar {
  padding: 18px 0;
  border-bottom: 1px solid #e4ded4;
  background-color: #f7f5f2;
}

.nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  flex-wrap: wrap;
}

.brand {
  font-size: 22px;
  font-weight: 700;
  letter-spacing: 0.8px;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 18px;
  flex-wrap: wrap;
  font-size: 15px;
}

.ad-label {
  font-size: 12px;
  color: #5e5850;
  max-width: 260px;
}

.hero {
  display: flex;
  align-items: stretch;
  gap: 32px;
  padding: 48px 0 32px;
}

.hero-text {
  flex: 1.1;
  display: flex;
  flex-direction: column;
  gap: 20px;
}

.hero-title {
  font-size: 44px;
  line-height: 1.1;
  margin: 0;
}

.hero-lead {
  font-size: 18px;
  margin: 0;
  color: #3b3732;
}

.hero-media {
  flex: 0.9;
  position: relative;
  align-self: center;
}

.hero-media .image-frame {
  background-color: #d4cec5;
  border-radius: 26px;
  overflow: hidden;
  box-shadow: 0 28px 60px rgba(0, 0, 0, 0.12);
}

.offset-card {
  position: absolute;
  bottom: -24px;
  left: -24px;
  background: #fff;
  padding: 18px 20px;
  border-radius: 18px;
  box-shadow: 0 20px 36px rgba(0, 0, 0, 0.1);
  font-size: 14px;
  max-width: 220px;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 12px 20px;
  border-radius: 999px;
  background: #1b1b1b;
  color: #f7f5f2;
  font-weight: 600;
  transition: transform 0.2s ease, background 0.2s ease;
}

.btn:hover {
  transform: translateY(-2px);
  background: #2a2a2a;
}

.btn-secondary {
  background: #f2e7d7;
  color: #1b1b1b;
}

.btn-secondary:hover {
  background: #eadccc;
}

.section {
  padding: 54px 0;
}

.section-split {
  display: flex;
  gap: 32px;
  align-items: center;
}

.section-split.reverse {
  flex-direction: row-reverse;
}

.section-card {
  flex: 1;
  background: #fff;
  border-radius: 24px;
  padding: 28px;
  box-shadow: 0 24px 60px rgba(0, 0, 0, 0.08);
}

.section-card h2,
.section-card h3 {
  margin-top: 0;
}

.image-card {
  flex: 1;
  background-color: #d6d0c8;
  border-radius: 24px;
  overflow: hidden;
}

.image-card img {
  width: 100%;
  height: 100%;
}

.stacked {
  display: flex;
  flex-direction: column;
  gap: 24px;
}

.service-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 20px;
}

.service-item {
  flex: 1 1 240px;
  background: #fff;
  border-radius: 20px;
  overflow: hidden;
  display: flex;
  flex-direction: column;
  min-width: 240px;
  box-shadow: 0 18px 46px rgba(0, 0, 0, 0.08);
}

.service-item .service-body {
  padding: 20px;
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.service-price {
  font-weight: 700;
  color: #143d2a;
}

.badge-row {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
}

.badge {
  background: #f2e7d7;
  padding: 6px 12px;
  border-radius: 999px;
  font-size: 13px;
}

.background-panel {
  background-color: #1e2a27;
  color: #f7f5f2;
  background-size: cover;
  background-position: center;
  border-radius: 32px;
  padding: 48px;
}

.background-panel .inline-link {
  color: #f2e7d7;
  text-decoration: underline;
}

.form-wrapper {
  background: #fff;
  border-radius: 28px;
  padding: 32px;
  box-shadow: 0 24px 60px rgba(0, 0, 0, 0.1);
}

form {
  display: flex;
  flex-direction: column;
  gap: 16px;
}

label {
  font-weight: 600;
}

select,
input,
textarea {
  padding: 10px 14px;
  border-radius: 12px;
  border: 1px solid #d8d1c8;
  font-size: 15px;
  background: #fff;
}

.form-hint {
  font-size: 13px;
  color: #5e5850;
}

.inline-cta {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  text-decoration: underline;
  font-weight: 600;
}

.footer {
  padding: 36px 0 54px;
  border-top: 1px solid #e4ded4;
  color: #5e5850;
  font-size: 14px;
}

.footer-links {
  display: flex;
  gap: 18px;
  flex-wrap: wrap;
  margin-top: 16px;
}

.sticky-cta {
  position: fixed;
  right: 24px;
  bottom: 24px;
  z-index: 10;
}

.cookie-banner {
  position: fixed;
  left: 24px;
  bottom: 24px;
  right: 24px;
  background: #fff;
  border-radius: 16px;
  padding: 16px 20px;
  box-shadow: 0 20px 40px rgba(0, 0, 0, 0.12);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  z-index: 12;
}

.cookie-banner.is-hidden {
  display: none;
}

.cookie-actions {
  display: flex;
  gap: 12px;
}

.legal-block {
  background: #fff;
  border-radius: 22px;
  padding: 28px;
  box-shadow: 0 18px 40px rgba(0, 0, 0, 0.08);
}

.contact-blocks {
  display: flex;
  gap: 20px;
  flex-wrap: wrap;
}

.contact-card {
  flex: 1 1 260px;
  background: #fff;
  border-radius: 22px;
  padding: 20px;
  box-shadow: 0 18px 40px rgba(0, 0, 0, 0.08);
}

.bg-finance {
  background-image: url("https://images.unsplash.com/photo-1507679799987-c73779587ccf?w=1400&q=80");
}

.bg-balance {
  background-image: url("https://images.unsplash.com/photo-1498050108023-c5249f4df085?w=1400&q=80");
}

.bg-city {
  background-image: url("https://images.unsplash.com/photo-1474631245212-32dc3c8310c6?w=1400&q=80");
}

@media (max-width: 960px) {
  .hero,
  .section-split {
    flex-direction: column;
  }

  .offset-card {
    position: static;
  }

  .sticky-cta {
    right: 16px;
    bottom: 96px;
  }
}